This card may not be redeemed or exchanged for cash (except as required by law) or used to purchase another Panera Card. No cash will be given as change from Panera Card purchases except as required by law. This Panera Card is valid only if obtained from a Panera Bread bakery-café, panerabread.com or another authorized distributor. It is not valid if obtained from unauthorized sellers, including through Internet auction sites. The value of the Panera Card will not be replaced if the card is lost, stolen, destroyed, altered or used without your permission, except in limited circumstances. Use of this Panera Card constitutes acceptance of these terms and conditions.

Courtesy of Panera Bread